Leverage our deep experience in program placement.
Providing Program Solutions for Retail Agents, Wholesale Agents, MGA’s, MGU’s and Program Administrators. Clients range from retail agents looking to place a specialty book of business, to MGA’s who have developed proprietary products and function as the “back room” for an insurance company.
Our team has expertise in all commercial lines, including:
- Automobile – APD and AL
- Property – including CAT, coastal, force placed, Builder’s Risk
- Inland Marine – equipment
- General Liability
- Professional Liability
- Specialty Casualty – Cyber, EPLI, E&O, D&O, Environmental
- Worker’s Compensation
This expertise extends to personal lines including Homeowners and Umbrellas.
Providing Program Solutions For:
- Churches and Schools
- Financial Institutions
- Public Entities
- Specialty Auto – Auto Dismantlers, Logging, Scrap Dealers
- Social Services
- Sports & Leisure
- Emerging Industries – eCigarette, Cannabis
The first step after engagement is to work with our client to prepare a compelling Program Submission. We conduct an in-depth analysis of historic experience, underwriting and exposure details, pricing and rate history. We work with our clients to develop a realistic business plan and pro forma including premium projections, hit ratio assumptions, market conditions and competitors. During this process, we focus on understanding our client needs and priorities, critical to identifying potential carrier partners.
We have received accolades for our program vetting and program submissions. We are the initial contact with markets, and remain actively engaged throughout the due diligence process, including contract negotiations.
We understand and clearly communicate the evolving standards of the marketplace and assist program managers in the development of the systems and processes needed to meet those standards. Our brokers have cutting edge skills, are well-experienced, and are an active participant in carrier meetings, renewals and negotiations post close.
As reinsurance brokers, our market relationships include:
- Traditional markets – regional, national and international carriers
- Program Specific Markets
- Lloyd’s of London syndicates and companies
- Bermuda reinsurers
- Captive managers and risk bearers
Our team of professionals continually seeks to develop and maintain long -term relationships between program managers, insurance companies and reinsurers. We take pride in providing independent, spirited and vigorous representation to clients of all sizes.